Lakeland TN Real Estate

There is a lot of free information available to you about buying, selling or investing in Lakeland & Arlington TN Real Estate. For complete information about the Lakeland & Arlington TN real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Lakeland & Arlington TN 38002 Real Estate at www.CGriffithRealEstate.com or www.ChrisGriffithRealEstate.com Please feel free to contact me with any of your real estate or mortgage related questions and I would be more than happy to answer your questions. Call me on my cell at 901-461-5590 or email me at Chris@FirstNationalRealty.com

Preparing to Get a Loan to Purchase a Lakeland/Arlington TN 38002 Home for Sale by Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty. Buying a Lakeland/Arlington TN Home Made Easy with a Great Lakeland & Arlington TN Real Estate Agent -Contact Chris Griffith with First National Realty Today!

Tips on Preparing to Get Approved for a Home Loan by Lakeland & Arlington TN 38002 Real Estate Expert Chris Griffith with First National Realty

When you decide to Buy a home for the first time be prepared in advance. These are tips to consider before applying for a Lakeland and Arlington TN home loan.

1. Speak with a Bank/Mortgage Company to see who you feel comfortable with - do not allow anyone to run your credit until you are ready. Also, when you are ready and you want to compare companies then narrow it down to one or two lenders and then choose.

2. Be prepared for the downpayment required in Lakeland and Arlington TN. FHA (First Time Home Buyers Loan) will require a 3.5% down payment. For Example on a sales price of $200,000 then you would be required to have $7000 (Seven Thousand Dollars) for your downpayment. This does NOT include the closing costs/prepaids for lenders fee(s),attorney Fee(s), etc. BUT, usually you may ask the seller(s) to contribute, if possible, to your closing costs and Prepiads in your offer. This may be part of the negotiation process.

Conventional Loans in Lakeland & Arlington TN Require 5% of the sale price of the property and if looking to purchase a second home or investment property then 20% will be required for the downpayment.

3. Be prepared to submit to your lender your last 2 years W-2's, Most recent pay check stubs, Bank statement(s) including Checking and savings account, etc.. This will be some of the paperwork needed to be approved in order to prove your income and where the money is coming from for your down payment.

4. Do not Buy major items prior to closing!! You need to purchase your home before buying a new car, furniture, etc. Credit scores and debt to income ratio is crucial! You will need a minimum of 620 credit score depending on the lenders. Contact your lender for requirements.

An Expert Lakeland & Arlington TN Real Estate Agent will step you through the process and will have good contacts to suggest to you for referral as well .

For more information on Lakeland & Arlington TN 38002 homes for sale, mortgage questions and selling your home for more money contact local Lakeland & Arlington TN Real Estate Expert Chris Griffith with First National Realty 901-461-5590 or Email Chris@FirstNationalRealty.com

Visit: http://www.CGriffithRealEstate.com

Wednesday, July 30, 2014

New Listing and Gorgeous Home for Sale in Bartlett, TN 38002! 4555 Devan woods Cove $289,900 MLS# 9332271 By Real Estate Professional Chris Griffith with First National Realty

4555 Devan Woods Cv. Bartlett, TN. 38002

REMODELED! MOVE-IN-READY! LIST PRICE $289,900, MLS# 9932271

Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!

Updated and Ready for New Home Owners!

This Fantastic Property is located at 4555 Devan Woods Cv. in Upscale Bartlett, TN 38002. 5 Bedrooms and 4 Full Baths, (1) Bonus, 2 Master suites - 1 Upstairs and 1 downstairs, Bonus Room with closet, Gorgeous Granite Counters in Kitchen with Island, Built-In -Oven & Microwave, Cooktop, Dishwasher and Plenty of Cabinet Space. Breakfast Room with Great Lighting, Butlers Pantry, Dining Room, Study and Living Room, Separate Laundry Room, 2 Bedrooms and 2 Baths downstairs, 3 Bedrooms and 2 Baths up Plus Bonus or could be a bedroom (has Closet) . NEW: Flooring, Lighting, Granite, Fresh Paint on Exterior and Interior, Completely Remodeled including Beautiful New Hardwood Floors, New Carpet, New Granite, New Lighting, Landscaping and so Much More!!!

Make Appt. Today - Call Chris 901-461-5590

Room Dimensions:

Kitchen:14X14

Breakfast Room: 8X4

Living Room: 19X18

Dining Room: 15X14

Study: 12X14

Master Bedroom: 17X15

2ND Bedroom (Downstairs):12X15

3RD Bedroom (Upstairs):14X12

4TH Bedroom (Upstairs 2ND Master with on suite Full Bath:12X16

5TH Bedroom (Expandable Completed with closet-Upstairs): 20x30

6TH Bedroom (Large Bonus): 22x14

**Downstairs Plan: Master Bedrooms and Bath, 2ND Bedroom, 2ND Full Bath, Laundry Room, Kitchen with Breakfast Bar and Eat- In Kitchen, Living Room, Dining Room, Study

**UpStairs Plan: (2ND) Master Bedroom with on-suite Full Bath, 2 bedrooms, Bonus Room (with closet - could be a bedroom) and 1 Full Bath - (Total 3 Bedrooms with Bonus and Full Bath).

Square Footgage in-tax is incorrect (Expandable completed)

**All information is deemed reliable but not guaranteed.

Schools for 2014 per website include: Bon Lin Elementary. Bon Lin Middle and Bartlett High

Bartlett TN Schools: Bartlett City Schools

Contact Chris Griffith with First National Realty for Questions and Appt(s). TODAY! 901-461-5590

Monday, July 28, 2014

New Listing! 4555 Devan Woods Cv. Bartlett TN 38002 Home for Sale! Remodeled & MOVE-IN-READY! Great Bartlett TN Schools and Upscale Bartlett Neighborhood Contact Chris Griffith with First National Realty

MLS# 9932271

List Price: $289,900

4555 Devan Woods Cv. Bartlett, TN. 38002

REMODELED! MOVE-IN-READY! LIST PRICE $289,900, MLS# 9932271

Updated/Remodeled!!! Beautiful 5 Bedrooms and 1 Bonus with 4 Full Baths Available for Sale!

Updated and Ready for New Home Owners!

Make Appt. Today - Call Chris 901-461-5590

Room Dimensions:

Kitchen:14X14

Breakfast Room: 8X4

Living Room: 19X18

Dining Room: 15X14

Study: 12X14

Master Bedroom: 17X15

2ND Bedroom (Downstairs):12X15

3RD Bedroom (Upstairs):14X12

4TH Bedroom (Upstairs 2ND Master with on suite Full Bath:12X16

5TH Bedroom (Expandable Completed with closet-Upstairs): 20x30

6TH Bedroom (Large Bonus): 22x14

**Downstairs Plan: Master Bedrooms and Bath, 2ND Bedroom, 2ND Full Bath, Laundry Room, Kitchen with Breakfast Bar and Eat- In Kitchen, Living Room, Dining Room, Study

**UpStairs Plan: (2ND) Master Bedroom with on-suite Full Bath, 2 bedrooms, Bonus Room (with closet - could be a bedroom) and 1 Full Bath - (Total 3 Bedrooms with Bonus and Full Bath).

Square Footgage in-tax is incorrect (Expandable completed)

**All information is deemed reliable but not guaranteed.

Schools for 2014 per website include: Bon Lin Elementary. Bon Lin Middle and Bartlett High

Bartlett TN Schools: Bartlett City Schools

Bartlett Schools (per Bartlett Website):

Bartlett TN Schools: http://www.bartlettschools.org/apps/pages/index.jsp?uREC_ID=245383&type=d&pREC_ID=575202

Bartlett, TN School Zone Locator: http://www.bartlettschools.org/apps/pages/index.jsp?uREC_ID=245383&type=d&pREC_ID=575202

YouTube Video:

https://www.youtube.com/watch?v=iN8YtoesCt0

Contact Chris Griffith with First National Realty with Questions and for Appt(s) Today 901-461-5590

Monday, June 2, 2014

Information for Buyers and Sellers on Today's Market in Sought After Communities in Newly Formed School Districts of Arlington TN 38002, Lakeland TN 38002, Collierville TN 38017 and other Area(s) by Real Estate Expert Chris Griffith with First National Realty

ARLINGTON, TN 38002

COLLIERVILLE, TN 38017

Today's Market is NOT the Market of this time last year! Buyer's should be Prepared for paying Market Value or more due to the increase in moving into the Newly Formed Schools Districts of Arlington TN 38002, Lakeland TN 38002, Collierville TN 38017, Germantown 38138 & 38139 and other Area(s). The Markets are Very Active and not only are owner occupants looking to buy, but they are also competing with investors for the same properties! Anyone looking to buy or sell should be prepared: Buyers will still ask for sellers to pay for closing costs and prepaids, but this is not always a must and with multiple offers sellers do not feel the need to pay and help with this fee. If buyers are looking to be the winning bidder on a property then be prepared to write a clean offer: of course contingent on the home inspection and the findings in the report, contingent upon clear title and termite inspection. Any additional concerns should be written into offer as well, but not only will closing costs and prepaids be an out of pocket cost for the buyer but the buyer(s) also have the down payment. The Down Payment required depends on the type loan for example: FHA is 3.5% of the agreed upon sales price, Conventional is 5%, VA loans do not have a down payment but still have closing costs and prepaids. Sellers may still be willing and able to help with buyers assistance of closing costs and prepaids, but that is an option for the sellers. Some advice may be to add to the price to get te numbers to work as long as the agreed upon sales price will still deliver comps for the adjusted price in the contract - you want the property to appraise! Be approved prior to writing an offer or have your letter of available funds ready if paying cash, this is crucial to being taken seriously and have your offer even considered while still trying to get into a property before someone else! There is a lot of great information available and it is always suggested you have an experienced Real Estate Professional to help guide you through the process in order to achieve a successful closing from start to finish! This is a great time to buy with still historically low interest rates and if looking to sell then the market is HOT! Contact Chris Griffith with First National Realty with questions and for local real estate information in Arlington TN, Lakeland TN, Collierville TN and Germantown TN. Email Chris: Chris@FirstNationalRealty.com or contact Chris Direct: 901-461-5590 whether looking to buy, sell or invest in Arlington TN 38002, Lakeland TN 38002, Collierville TN 38017, or Germantown TN 38138 & 38139 Real Estate!

Chris Griffith

First National Realty

Email: Chris@FirstNationalRealty.com

Direct: 901-461-5590

Office: 6423 Summer Gale Dr. Memphis, TN 38134